Terms and Conditions
Last Updated: July 2026
Acceptance of Terms
By accessing or using SarkariMate, you agree to comply with these Terms and Conditions.
If you do not agree, please discontinue using the website.
Purpose of the Website
SarkariMate provides educational information, calculators, planning tools, scholarship resources, and education loan comparison features.
Our content is intended solely for informational and educational purposes.
No Financial Advice
SarkariMate does not provide:
- Financial advice
- Investment advice
- Legal advice
- Tax advice
- Loan approvals
- Loan guarantees
Information available on the website should not be considered professional advice.
Users should consult banks, financial institutions, or qualified professionals before making financial decisions.
Education Loan Disclaimer
SarkariMate is not a lender, bank, NBFC, or loan agent.
We do not:
- Approve loans
- Reject applications
- Process loan requests
- Guarantee loan eligibility
Loan calculators, comparisons, and eligibility estimators are based on publicly available information and user-provided inputs.
Actual loan terms may differ.
Accuracy of Information
We strive to keep information accurate and up to date.
However, scholarship details, interest rates, government schemes, eligibility rules, and financial products may change without notice.
Users should verify all information with official sources.
Intellectual Property
Unless otherwise stated, all content on SarkariMate—including:
- Text
- Graphics
- Logos
- Calculators
- UI design
- Source code
- Educational resources
is owned by SarkariMate and protected by applicable intellectual property laws.
Unauthorized reproduction is prohibited.
User Responsibilities
Users agree not to:
- Misuse the website
- Attempt unauthorized access
- Submit false information
- Disrupt website functionality
- Reverse engineer our tools
- Use automated scraping without permission
Third-Party Links
SarkariMate may provide links to external websites for user convenience.
We do not control or endorse the content of third-party websites.
Limitation of Liability
To the maximum extent permitted by law, SarkariMate shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Use of the website
- Reliance on calculator results
- Scholarship information
- Loan comparison information
- Government scheme information
- Third-party services
Users remain responsible for verifying information before making educational or financial decisions.
Modifications
We reserve the right to modify these Terms at any time.
Continued use of the website constitutes acceptance of the updated Terms.
Governing Law
These Terms shall be governed by the laws of India.
Any disputes arising from the use of SarkariMate shall be subject to the jurisdiction of the competent courts in India.
Contact
For questions regarding these Terms and Conditions, please contact us through the Contact page on SarkariMate.